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Configuring and Performing Bank Reconciliations in Tally Prime


Bank reconciliation in Tally Prime helps businesses match their books of accounts with bank statements to ensure accuracy. This guide provides a step-by-step process for configuring and performing bank reconciliations, using a real example.

Step 1: Enable Bank Reconciliation

  1. Open Tally Prime.
  2. Go to Gateway of Tally.
  3. Navigate to F11: Features.
  4. Under Accounting Features, ensure Enable Auto Bank Reconciliation is set to Yes.
  5. Press Ctrl+A to save the settings.

Step 2: Create a Bank Ledger

Set up a bank ledger to record transactions:

  1. Go to Gateway of Tally.
  2. Select Create under Ledgers.
  3. Enter the ledger name, e.g., ABC Bank.
  4. Select Bank Accounts as the group.
  5. Enter the account details such as:
    • Bank Name: ABC Bank
    • Branch: Main Branch
    • Account Number: 123456789
    • IFSC Code: ABC0001234
  6. Press Ctrl+A to save the ledger.

Step 3: Record Bank Transactions

Record payments, receipts, and other transactions made through the bank:

  1. Go to Accounting Vouchers.
  2. For a payment:
    • Select Payment Voucher.
    • Choose the bank ledger, e.g., ABC Bank.
    • Enter details such as:
      • Amount: ₹25,000
      • Party Ledger: XYZ Suppliers
      • Narration: Payment for office supplies
    • Press Ctrl+A to save.
  3. For a receipt:
    • Select Receipt Voucher.
    • Choose the bank ledger, e.g., ABC Bank.
    • Enter details such as:
      • Amount: ₹50,000
      • Party Ledger: DEF Customers
      • Narration: Payment received for services
    • Press Ctrl+A to save.

Step 4: Access the Bank Reconciliation Screen

To start reconciling bank transactions:

  1. Go to Gateway of Tally.
  2. Navigate to Display More Reports.
  3. Select Banking and then Bank Reconciliation.
  4. Choose the bank ledger, e.g., ABC Bank.
  5. View the list of recorded transactions.

Step 5: Match Transactions with Bank Statements

Compare the transactions in Tally Prime with the bank statement:

  1. For each transaction, update the Bank Date as per the statement if it matches.
  2. If a transaction is missing, investigate and record it if necessary.
  3. Mark the transaction as reconciled once matched.

Step 6: Generate Reconciliation Reports

To review the reconciliation summary:

  1. Go to the Bank Reconciliation screen.
  2. Press Alt+R to generate the reconciliation report.
  3. Review details such as:
    • Reconciled transactions
    • Pending transactions
    • Balance as per bank
    • Balance as per books

Example

Suppose the company recorded the following transactions for ABC Bank in Tally Prime:

During reconciliation, the bank statement shows these transactions occurred on different dates. The reconciliation report confirms both transactions, and the balance as per bank matches the balance as per books after adjustments.

Conclusion

Configuring and performing bank reconciliations in Tally Prime ensures accurate financial records and simplifies bank account management. Regular reconciliation helps businesses avoid discrepancies and maintain financial discipline.



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